Medical Insurance For Expatriate’s Family In Saudi Arabia

Medical insurance is a mandatory need for all national and international workers in any country. To make sure that there is no discrimination between the insurance policies for international workers, the Saudi ministry of health and the council of cooperative health insurance came up with insurance policies for every expatriate’s family in the year 2014. Here we discuss in detail about Medical Insurance For Expatriate’s Family In Saudi Arabia.

But what exactly do these policies consist of? You don’t need to browse the internet to learn about them as we are here to list them down and explain them to you in the easiest way possible. Therefore, continue reading to learn about the medical insurance offered by the CCHI to every expatriate’s family in Saudi Arabia.

Medical Insurance for Expatriate’s family in Kingdom of Saudi Arabia

As per the recent amendment in 2016 by the Saudi Ministry of Health and cooperative health insurance, every expatriate’s family is entitled to:

  1. Complete medical insurance for all members of the family, including the expatriate, provided by their sponsor/employer.
  2. All expenses of the insurance are covered by the employer, no matter what salary they receive.
  3.  Health insurance documents must be submitted to the Saudi Jawazat at time of renewal of expatriate’s Iqama.
  4. Private business should also cover medical insurance expenses for expatriate and the Muslim members of their family.
  5. The policy for medical insurance must be mentioned in the employment contract of every Saudi expatriate.
  6. Insurance should be taken from licensed Saudi Insurance companies by the Saudi government.

What does Medical insurance in Saudi Arabia cover?

Before we begin talking about the insurance policy for expatriates and their families in Saudi Arabia, let us quickly go over the importance and detail of any medical insurance policy for a person.

These health care policies contain agreements about covering expenses of unpredictable and severe injuries and diseases. Alongside this, Saudi medical insurance also contains expenses for preventative vaccination, dental treatment, and major surgeries carried out in hospitals.

Lastly, insurance for any expatriate takes care of the delivery of your dead body to the home country in case you die in the kingdom of Saudi Arabia. These are just the most prominent and main features of any medical insurance agreement. Without further ado, let us move on to the policies defined by the Saudi government for every international worker and their family.


We hope that this article helps you learn and understand the importance of medical insurance in any country along with conditions that every sponsor in Saudi Arabia should fulfill when recruiting an expatriate for their company.

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